Financial Services Volkswagen -

VWFS has moved beyond simple money lending into risk management. They offer:

This is the original and still the core business. Through , VWFS provides a variety of financing solutions for both new and used vehicles. Customers can choose between traditional full financing, where they own the vehicle at the end of the term, or three-way financing, which offers the flexibility to pay off the car, continue financing, or return it. In addition, the direct banking arm has seen tremendous success, with customer deposits rising to a record EUR 64.5 billion in 2025, up 17.3% from the previous year.

💡 If you are buying a new or "Approved Used" Volkswagen vehicle, their promotional rates are usually unbeatable. If you have a lower credit score, you might find more flexibility with a local credit union . If you'd like to refine this review, let me know: Are you focusing on Leasing (PCH) or Financing (PCP/HP) ? Is this for a personal or business account?

A car manufacturer cannot succeed if its dealerships are empty. VWFS acts as the primary bank for Volkswagen franchise dealers. It provides floorplan financing to help dealerships purchase inventory, fund showroom upgrades, and maintain daily operational liquidity. The Strategic Importance to Volkswagen Group VWFS has moved beyond simple money lending into

VW Select operates as a , engineered to significantly reduce immediate monthly payment obligations.

By 2024, the company is heavily focused on the green transition, using Green Bonds | 💡 If you are buying a new

Volkswagen Financial Services offers several key features and benefits to customers, including:

Together, these businesses form , a dedicated business division. As of December 31, 2025, this division reported a portfolio of nearly 27.8 million contracts and total assets of approximately €287 billion worldwide.

VWFS now offers "Auto-Abo" subscription models that allow customers to book vehicle classes for as little as three months.